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Privacy Policy

Revision Date: February 2023
FACTS WHAT DOES MOOSE LENDING LLC DBA LENDING CREATIVE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Consumers have the right to limit some but not all sharing. This notice tells You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
  • Social Security number and checking account information
  • Payment history and income
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers personal information; the reason Moose Lending LLC DBA Lending Creative chooses to share; and whether You can limit this sharing.
Reasons we can share your personal information Does Moose Lending LLC DBA Lending Creative share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes to offer our products and services to You Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes-information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes-information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing
Please note:
If You are a new customer, we can begin sharing Your information 30 days from the date we sent this notice. When You are no longer our customer, we can share your information as described in this notice. However, You can contact Us at any time to limit our sharing. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Questions Call 800-660-2377, email [email protected], or go to www.lendingcreative.com
Who We Are
Who is providing this notice? Moose Lending LLC DBA Lending Creative, an economic arm and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized Indian tribe, is providing this privacy policy.
What We Do
How does Moose Lending LLC DBA Lending Creative protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures. These measures include computer safeguards and secured files and buildings.
How does Moose Lending LLC DBA Lending Creative collection my personal information? We collect your personal information, for example, when you:
  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I Limit sharing? You have the right to limit only
  • sharing for affiliates’ everyday business purposes ­- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions:
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include other business entities of the Wolf River Development Company.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers and data processors.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Moose Lending LLC does not jointly market.
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PO Box 478, Keshena, WI 54135
Copyright © Moose Lending, LLC 2025. All rights reserved.
Important Disclosures: MOOSE LENDING LLC DBA LENDING CREATIVE IS A COMMERCIAL ENTERPRISE AND INSTRUMENTALITY OF THE MENOMINEE INDIAN TRIBE OF WISCONSIN, A FEDERALLY RECOGNIZED SOVEREIGN INDIAN NATION (THE "TRIBE"), WHICH ABIDES BY THE PRINCIPLES OF FEDERAL CONSUMER FINANCE LAWS, AS INCORPORATED BY THE TRIBE, AND OPERATES WITHIN THE INTERIOR BOUNDARIES OF THE MENOMINEE RESERVATION AT PO BOX 478, KESHENA, WI 54135. MOOSE LENDING, LLC IS CHARTERED UNDER AND OPERATES PURSUANT TO TRIBAL LAW. LOANS FROM LENDING CREATIVE ARE GOVERNED BY THE LAWS OF THE TRIBE, NOT THE LAW OF YOUR RESIDENT STATE. PLEASE NOTE THAT NOTHING IN THIS COMMUNICATION SHOULD BE CONSTRUED AS A WAIVER OF SOVEREIGN IMMUNITY, WHICH IS EXPRESSLY RESERVED.
The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Moose Lending.
THIS WEBSITE IS PRIVATELY OWNED AND IS NOT OWNED OR OPERATED BY ANY STATE GOVERNMENT AGENCY.
THIS "PRESCREENED" OFFER OF CREDIT IS BASED ON INFORMATION INDICATING THAT YOU MEET CERTAIN CRITERIA AND IS SUBJECT TO CREDIT VERIFICATION. IN ADDITION, TO ACCEPT THIS OFFER, YOU MUST HAVE REACHED 18 YEARS OLD. THIS OFFER MAY BE ACCEPTED ONLY BY THE PERSON IDENTIFIED IN THIS OFFER AND MAY NOT BE TRANSFERRED TO ANY OTHER PARTY.
THIS IS AN EXPENSIVE FORM OF BORROWING. LENDING CREATIVE LOANS ARE DESIGNED TO ASSIST YOU IN MEETING YOUR EMERGENCY BORROWING NEEDS AND ARE NOT INTENDED TO BE A LONG-TERM FINANCIAL SOLUTION. LENDING CREATIVE ENCOURAGES QUICK REPAYMENT TO AVOID FINANCE FEES. ALTERNATIVE FORMS OF CREDIT MAY BE LESS EXPENSIVE AND MORE SUITABLE FOR YOUR FINANCIAL NEEDS.
THE TYPICAL APPLICATION AND VERIFICATION REQUIRES A PHONE CALL WITH OUR CUSTOMER SERVICE TEAM. YOU ACKNOWLEDGE THAT BY COMPLETING AND SUBMITTING THE WEBSITE APPLICATION THAT YOU ARE APPLYING FOR A LOAN. WE VERIFY APPLICANT INFORMATION THROUGH NATIONAL DATABASES AND WE MAY PULL YOUR CREDIT IN ORDER TO DETERMINE YOUR ELIGIBILITY AND ABILITY TO REPAY. AS PART OF OUR INFORMATION COLLECTION PROCESS, WE MAY DETECT ADDITIONAL BANK ACCOUNTS UNDER THE OWNERSHIP OF THE CONSUMER. WE WILL CONSIDER THESE ADDITIONAL ACCOUNTS TO BE PART OF THE APPLICATION PROCESS.
LOAN APPLICATIONS FULLY VERIFIED AND APPROVED MONDAY - THURSDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE NEXT BUSINESS DAY. LOAN APPLICATIONS FULLY VERIFIED AND APPROVED FRIDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE FOLLOWING MONDAY SO LONG AS THE MONDAY IS NOT A BANK HOLIDAY. LENDING CREATIVE IS NOT RESPONSIBLE FOR ANY ADDITIONAL CHARGES APPLIED BY YOUR FINANCIAL INSTITUTION.
VISIT OUR WEBSITE, LENDINGCREATIVE.COM FOR APPLICABLE RATES AND FREQUENTLY ASKED QUESTIONS. COMPLETE DISCLOSURE OF APR, FEES AND PAYMENT TERMS ARE PROVIDED WITHIN THE LOAN AGREEMENT.
MOOSE LENDING LLC DBA LENDING CREATIVE CUSTOMER SUPPORT PHONE: 800-660-2377
Tribal Resolution Hotline: 800-660-2377
THIS COMMUNICATION IS INTENDED SOLELY FOR THE INDIVIDUAL/ENTITY TO WHOM IT IS ADDRESSED. IT MAY CONTAIN CONFIDENTIAL OR LEGALLY PRIVILEGED INFORMATION. ANY UNAUTHORIZED DISCLOSURE OR COPYING OF THIS COMMUNICATION IS PROHIBITED AND MAY BE UNLAWFUL. IF YOU BELIEVE THAT YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY THE SENDER IMMEDIATELY AND DELETE IT FROM YOUR SYSTEM.
* Funding Disclaimer: Funding may be limited by funding time frames and cut-off times as well as by your bank. Applications processed and approved before 6 p.m. CST Monday – Friday are typically funded on the next business day. For loans processed on weekends or bank holidays, funds typically arrive the next business day.