How It Works

Important Disclosures: MOOSE LENDING LLC DBA LENDING CREATIVE IS A COMMERCIAL ENTERPRISE AND INSTRUMENTALITY OF THE MENOMINEE INDIAN TRIBE OF WISCONSIN, A FEDERALLY RECOGNIZED SOVEREIGN INDIAN NATION (THE "TRIBE"), WHICH ABIDES BY THE PRINCIPLES OF FEDERAL CONSUMER FINANCE LAWS, AS INCORPORATED BY THE TRIBE, AND OPERATES WITHIN THE INTERIOR BOUNDARIES OF THE MENOMINEE RESERVATION AT PO BOX 478, KESHENA, WI 54135. MOOSE LENDING, LLC IS CHARTERED UNDER AND OPERATES PURSUANT TO TRIBAL LAW. LOANS FROM LENDING CREATIVE ARE GOVERNED BY THE LAWS OF THE TRIBE, NOT THE LAW OF YOUR RESIDENT STATE. PLEASE NOTE THAT NOTHING IN THIS COMMUNICATION SHOULD BE CONSTRUED AS A WAIVER OF SOVEREIGN IMMUNITY, WHICH IS EXPRESSLY RESERVED.

The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Moose Lending.

THIS WEBSITE IS PRIVATELY OWNED AND IS NOT OWNED OR OPERATED BY ANY STATE GOVERNMENT AGENCY.

THIS "PRESCREENED" OFFER OF CREDIT IS BASED ON INFORMATION INDICATING THAT YOU MEET CERTAIN CRITERIA AND IS SUBJECT TO CREDIT VERIFICATION. IN ADDITION, TO ACCEPT THIS OFFER, YOU MUST HAVE REACHED 18 YEARS OLD. THIS OFFER MAY BE ACCEPTED ONLY BY THE PERSON IDENTIFIED IN THIS OFFER AND MAY NOT BE TRANSFERRED TO ANY OTHER PARTY.

THIS IS AN EXPENSIVE FORM OF BORROWING. LENDING CREATIVE LOANS ARE DESIGNED TO ASSIST YOU IN MEETING YOUR EMERGENCY BORROWING NEEDS AND ARE NOT INTENDED TO BE A LONG-TERM FINANCIAL SOLUTION. LENDING CREATIVE ENCOURAGES QUICK REPAYMENT TO AVOID FINANCE FEES. ALTERNATIVE FORMS OF CREDIT MAY BE LESS EXPENSIVE AND MORE SUITABLE FOR YOUR FINANCIAL NEEDS.

THE TYPICAL APPLICATION AND VERIFICATION REQUIRES A PHONE CALL WITH OUR CUSTOMER SERVICE TEAM. YOU ACKNOWLEDGE THAT BY COMPLETING AND SUBMITTING THE WEBSITE APPLICATION THAT YOU ARE APPLYING FOR A LOAN. WE VERIFY APPLICANT INFORMATION THROUGH NATIONAL DATABASES AND WE MAY PULL YOUR CREDIT IN ORDER TO DETERMINE YOUR ELIGIBILITY AND ABILITY TO REPAY. AS PART OF OUR INFORMATION COLLECTION PROCESS, WE MAY DETECT ADDITIONAL BANK ACCOUNTS UNDER THE OWNERSHIP OF THE CONSUMER. WE WILL CONSIDER THESE ADDITIONAL ACCOUNTS TO BE PART OF THE APPLICATION PROCESS.

LOAN APPLICATIONS FULLY VERIFIED AND APPROVED MONDAY - THURSDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE NEXT BUSINESS DAY. LOAN APPLICATIONS FULLY VERIFIED AND APPROVED FRIDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE FOLLOWING MONDAY SO LONG AS THE MONDAY IS NOT A BANK HOLIDAY. LENDING CREATIVE IS NOT RESPONSIBLE FOR ANY ADDITIONAL CHARGES APPLIED BY YOUR FINANCIAL INSTITUTION.

VISIT OUR WEBSITE, LENDINGCREATIVE.COM FOR APPLICABLE RATES AND FREQUENTLY ASKED QUESTIONS. COMPLETE DISCLOSURE OF APR, FEES AND PAYMENT TERMS ARE PROVIDED WITHIN THE LOAN AGREEMENT.

MOOSE LENDING LLC DBA LENDING CREATIVE CUSTOMER SUPPORT PHONE: 800-660-2377

Tribal Resolution Hotline: 800-660-2377

THIS COMMUNICATION IS INTENDED SOLELY FOR THE INDIVIDUAL/ENTITY TO WHOM IT IS ADDRESSED. IT MAY CONTAIN CONFIDENTIAL OR LEGALLY PRIVILEGED INFORMATION. ANY UNAUTHORIZED DISCLOSURE OR COPYING OF THIS COMMUNICATION IS PROHIBITED AND MAY BE UNLAWFUL. IF YOU BELIEVE THAT YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY THE SENDER IMMEDIATELY AND DELETE IT FROM YOUR SYSTEM.

* Funding Disclaimer: Funding may be limited by funding time frames and cut-off times as well as by your bank. Applications processed and approved before 6 p.m. CST Monday – Friday are typically funded on the next business day. For loans processed on weekends or bank holidays, funds typically arrive the next business day.